What are the Differences Between Health Insurance, HMO and PhilHealth?

So many people are getting confused over Health insurances, HMO and PhilHealth in our country.  Many think that they are all the same.  Under the same industry or provider.  Let me tell you the differences that they have. Let us start with its basic meaning: Health Insurance – these are health care benefits that are…

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Internet Safety: How to know if a Finance Website/Blog Could be Trusted?

We are now living in a dynamic, complicated online world.  We buy groceries, pay bills, buy plane tickets, trade stocks, transfer money, and do almost any financial transaction online, through the internet using your computer or cellphone. “Identity Theft” is becoming more common.  What is Identity Theft? Identity Theft is  a crime of obtaining the…

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How can your Financial Success be the Formula for Failure to your Kids

How can your Financial Success be the Formula for Failure to your Kids Celina’s father is a self-made millionaire.  Coming from poverty, her father would not want his children to experience the same that he had.  Celina and her younger sister were given the most comfortable life anyone could just imagine.  They had their personal…

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