You may have probably heard this before; it’s called the Money Jar System. This is Step 3 in becoming the best money manager from the previous blog, Unlock the Secrets of Becoming the Best Manager of your Own Money, and Step 2 on your way to Financial Freedom.  What is a Money Jar?  The money…

The first step to financial freedom is to become the best manager of your own money. Since who else can be that person to you? To your own money? Only you, my friend.  So, how do you do that? These are steps: 1. List down all my income sources and expenses every day. This is…

Many things are happening right now, pandemic, wars, and crises in every way. Because of these, everyone knows that gasoline will only get higher, right? As gasoline gets higher, it’s just a matter of time that it takes other essential things in our grocery list along with it. So, it’s wise to know how to…

Yes, I’m back! To all my followers, readers, and subscribers, I apologize for taking a loooooong break. Let me reveal to you the reason for my long break. Before the pandemic, everything was going great with MyFinanceMD, we have been scheduled for numerous talks and engagements for the entire year, and the team and I…

Giving gifts does not have to be always budget tight. As the old saying goes, “It is the thought that counts”. This goes to show that people can start cutting back on gifts that would cost them hundreds of pesos. It is best to opt for things that may not be that expensive but would…

Fear doesn’t help you, it hinders you.  Fear doesn’t get you through an open door; it keeps you in the hallway.  Fear never helps you put your best foot forward; it just keeps both of your feet in cement.  You can live without fear. Fear is your enemy – no other way to describe it. …

At first glance, would you be able to tell the real gold from a fake one? Just like the majority of people, you probably won’t be able to tell since both have the same look, unless you have prior knowledge that one is real. The same thing can be said about failure. In one glance,…

Under Article 783 of Republic Act No. 386, or otherwise known as the Civil Code of the Philippines (“Civil Code”), a will has been defined as an act whereby a person is permitted, with the formalities prescribed by law, to control to a certain degree the disposition of his estate, to take effect after his…