My 4-year-old Daughter is Now a Successful Entrepreneur

My 4-year-old daughter is now a Successful Entrepreneur.  Do you know how it all started?  Then read on.

It all started with our conversation last July:

T: Mommy, I want to have a bike, like Xia’s bike. But I like a purple one.
Me: Ok, wait for Christmas. 
T: But I want it now! 
M: If you want it now, you have to work for it.

*serious discussion on how “to work for it”.

Events that followed:
1. Counted money in her Money Jar.
2. Goal setting. Had a picture of her dream bike.
3. Shopped with her own money, made her product and sell.

We posted this on Facebook together with our conversation and orders came pouring in and problems came.  One of the problems is that the demand became more than we can supply.  Since I am one super busy mom, I can’t possibly help her with her polvoron.  By the looks of it, we should be making thousands of polvoron just to meet her need to buy her bike.  I almost regret even suggesting this to Tati since I was the one who became too tired, haha.  But then, I need to stood firm on my decision and not just give in to just buying her a bike.  I need to do this to be able to teach her a number of things too.

But since making polvoron is tedious, we added another product, a Rice cake (Biko) with the help of our house helper and of course still with Tati’s help.

Now, it became easier to reach our goal.

Finally after 3 months…


She made 3,000 pesos in profit for 3 months.  My 4-year-old is now a successful entrepreneur.  I considered her business a success because she was able to reach her goal.

This is a teachable moment for her since there are things that I was able to teach her like:

  1. That things do not come for free. There is always a price to pay. (teaching reality)
  2. If she wants something, she needs to be patient. If she can’t get it through others, she needs to act. (life will always be like that, until she gets old)
  3. Goal setting and knowing where she is now is important in reaching her goal. (we counted first her money in her money jars, noted how much it was, and how much more do we need to be able to reach her goal)
  4. No pain no gain. (this goes to me too, parenting is never easy)
  5. She might need to be creative, try something new to be able to reach her goal faster.
  6. Have a compelling story to tell, so people will buy your product. (lessons on marketing)


Yes, parenting is never easy especially if you want your child to learn how life is and will be for her soon.  I could have given in easily for her, and just buy her the bike, but this activity has been both rewarding for both of us.

Teaching the reality of life is never too early to learn.   It’s not always rainbows and unicorns.  Life is hard but if you know how to plan, set your goal and work for it, then it may not be that hard after all.

Now, if you ask me if I am continuing her little business?  Well, not at the moment, until her next financial goal.

Want me to help you set up an education plan for your kids?  Ask me how!  Click here!


For Yours and Your Kids’ Financial Health,

Dr. Pinky Intal





Read more:





The following two tabs change content below.
Pinky De Leon-Intal, MD, RFC
Doc Pinky is a licensed Medical Physician, Internationally Registered Financial Consultant, Certified Investment Solicitor and Associate Wealth Planner and Estate Planner of the Philippines. She loves to educate and spread financial literacy. She is a Lactation Consultant. She loves to travel. She is a devoted wife and mother.

Leave a Reply

Your email address will not be published. Required fields are marked *

You may use these HTML tags and attributes:

<a href="" title=""> <abbr title=""> <acronym title=""> <b> <blockquote cite=""> <cite> <code> <del datetime=""> <em> <i> <q cite=""> <s> <strike> <strong>