How To Know If You Are Qualified To Receive SSS Maternity Benefits

Hi Dra. Pinky, I am 2 months pregnant as of the moment.  Will I be qualified to get in getting the maternity benefit if I gave birth on April 2020?

Answer:

 

SSS Rules state that: The maternity benefit is offered only to female SSS members. A member is qualified to avail of this benefit if:

  1. She has paid at least three monthly contributions within the 12-month period immediately preceding the semester of her childbirth or miscarriage.
  2. She has given the required notification of her pregnancy to SSS through her employer if employed; or submitted the maternity notification directly to the SSS if separated from employment, a voluntary or self-employed member.

 

To be able to know if you are qualified to get maternity benefit from SSS, look at the steps below to be able to know if you are qualified or not.

Step 1: Know your EDC (Expected Date of Confinement or Delivery).  This is from your Obstetrician or from your first ultrasound.

For example:

Your EDC is April 1, 2020.  See highlighted below.

Step 2: Strike out the quarter where your EDC falls, and the quarter before that (these are not included). Highlight the two quarters before that. These quarters will be the ones that will be included in the computation if you are qualified to receive a maternity benefit from SSS.

The highlighted rows are the months you should have contributed to SSS to be qualified; you need at least 3 out of 6. 

3 out of 6 contributions will entitle you to minimum benefits.

6 out of 6 contributions will entitle you to maximum benefits.

Step 3: Make sure you have contributed to the required months (highlighted rows) to be qualified in getting the Maternity benefits.

 

You see, the contribution should happen a year before your EDC (Expected date of delivery).  That’s why it is important that if you are a Female in the childbearing age, you are actively contributing to SSS in case you become pregnant (in anticipation).

Other things you need to know about SSS Maternity Benefits are here:

Should you have any further questions, call SSS Hotline (02) 917 7777.  Be ready with your SSS number when you call.

For your Financial Health,

Read More on this:

If you are a doctor and you want to take charge of your finances, know more than what SSS can offer you.

Get the Green Book for Doctors Edition 2.  Click below:

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Doc Pinky is a licensed Medical Physician, Internationally Registered Financial Consultant, Certified Investment Solicitor and Associate Wealth Planner and Estate Planner of the Philippines. She loves to educate and spread financial literacy. She is a Lactation Consultant. She loves to travel. She is a devoted wife and mother.

26 thoughts on “How To Know If You Are Qualified To Receive SSS Maternity Benefits

  1. Jom

    Can I still get maternity benefits on self contribution?

      • Beise alvarado

        Pwedi pa rin po ba ako mag apply ng maternity benefits kahit na last 2017 pa po yung last payment ko..

    • Diosa mendoza Camus

      Hi dr. Pinky… Jan-april 2018 lng po aq nkpaghulog nabuntis po aq march 2019 saka q lng po n continous ng hulog contribution q nung malaman q n buntis aq. Nag inquire nmn po aq s sss. Mkkkuha nmn dw po aq hulugan q dw start ng magbuntis aq hanggang duedate q. Kya hinulugan q po un. Tas, nung magpapasan n q requirements dis approve dw po. Kya nguluhan po aq. Sana po masagot nyo tanung q salamat po in Advance.

  2. Vianne Mandap

    This is confusing. In step 1, you mentioned “Your EDC is August 1, 2020” but the highlighted month is April 2020.

  3. KAERAHMEA JORDAN PERGIS

    I already have 7 months contributions in SSS. Would I be qualified for the maternity benifits if I give birth this comming Sept 2020?

  4. Vernadeth Mirafuentes

    Pano Kung January 2020 nanganak

  5. Charlene

    Edd ko na po sa april doc pinky ask ko lng po kung ano pong qualified months ang dapat nahulugan ko. may hulog po ako simula nung jan.-july 2019 salamat po godbless

  6. Ghie

    Hi doc. Nag file po kasi ako ng Mat 1 ko, employed po ako pero hindi po sa employer ko finile yung mat 1, sa sss branch samin ko pinasa. Nag self employed po ako kasi mag reresign sana ako, pero i decided not to resign na muna. Pwede pa rin ba ipasa sa emplyer yung mat 1 ko after i gave birth? Manganganak na po ako sa may 2020.

  7. Marj

    I notified Sss about my maternity online on my 30th weeks of pregnancy due to covid 19 lockdown. I am a voluntary member. I am about to give birth on june 2. Am I still qualified for maternity benefit if I file Mat 1 late? I am so worried specially on this kind of siyuation.

  8. karen

    hi dra. pinky am i still qualified to get the maternity benefits even if i am pregnant to my 5th child? i only got once maternity benefits when i got pregnant to my 4th child last 2018 thank you in advance

  9. bellay

    am i qualified to get sss maternity my EDC is july 2020 thanks

  10. BARJOG

    SABI MO AUGUST 1 EDC
    tapos naka highlight APRIL 2020.

    NAKAKA LITO YUNG EXPLANATION MO PRE!!

  11. Cherry

    Hello goodpm. Tanung ko lg po sana. Qualified po ba ako sa maternity benefits. Nanganak po ako nitung march 29,2020. Tapus nakahulog ako ng contribution ko july-sep oct-dec 2019?? Thank you

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